This is one of Tiktok’s latest trends. The goal is to be vocal about good money deicisons. This can be a good tool for some people becoming accountable to how they make budget deicisons. Its okay to say no, about spending money.
Knowing your goals and having a budget is a step to get started. There are mutliple budgets that can used, finding one that works for the individual is important. Any of these budgets may work: Zero-Based Budget, The 10% Rule, 50-30-20 Rule, or 30% Rule.
Dont make impusle purchase. Wait for a purchase, review if you need, want, and can afford that item. Shop around for the best prices after those decisions. Its okay to say no. Not everyone can afford going out everytime or buying the nicest things. Research products and prices to find products that fit your situation.
Other options for those that this does not fit. Get an accountability partner with your budget, set up a weekly or monthly time to review spending habbits and set up new goals.