Category: Finance

  • What is “Loud Budgeting”?

    What is “Loud Budgeting”?

    This is one of Tiktok’s latest trends. The goal is to be vocal about good money deicisons. This can be a good tool for some people becoming accountable to how they make budget deicisons. Its okay to say no, about spending money. Knowing your goals and having a budget is a step to get started.…

  • 2023 California Income Tax Brackets

    2023 California Income Tax Brackets

    Single or Married Filing Seperately All of this information is gather from the Franchise Tax Board are just examples. Please review Franchise Tax Board or contact a tax professional. I am not an expert, but this shows simple cacluations. Tax Rate Start Upto 1% $0 $10,412 2% $10,412 $24,684 4% $24,684 $38,959 6% $38,959 $54,081…

  • 2023 Tax Bracket

    2023 Tax Bracket

    Tax season can be stressfull and tedious time for most of people that file taxes in the United States. The 2023 income tax brackets are below, showing exmaples of each bracket. Single Filers Tax Rate Single Filers Start Up to 10% $0 $11,000 12% $11,001 $44,725 22% $44,726 $95,375 24% $95,376 $182,100 32% $182,101 $231,250…

  • Saving Money Ideas: Top 10

    Saving Money Ideas: Top 10

    The saving money ideas below are ones I use myself to reduce my spending. Maintaining accurate records and paying attention to little details will help control your overall financial situation. Unplug unused electronics. Unplugging unused electronics may seem like something insignificant, but it can help reduce electricity bills. This is one of the simpliest money…

  • States with No Sales Tax

    States with No Sales Tax

    Sales tax may not seem like a big deal, but when making big purchases this is a huge add-on that should be accounted for. Going through each month’s bills, one may be surprised how much they spend on sales tax. Example If sales tax rate is 8% and you spend $3,000 without sales tax. (3000…

  • The 10% Rule

    The 10% Rule

    Saving 10% of your after-tax income, a person can consistently set aside money. The 10% rule, is a savings tool and a good basis for starting to save. Personally, this rule I use often to help save and increase investable amounts. This strategy you can use any percentage that works for you but pick a…